Ianelli Law Bankruptcy Attorney

Protect Your Finances And Well Being With Bankruptcy Attorney, John Ianelli

Financial matters always put unnecessary burdens on your well being and Ianelli Law can alleviate such burdens. In this economic climate you must protect your assets, home and even your income from creditors, banks and the government by establishing a legal plan to satisfy your lenders.

Bank Protection

Your chosen financial institution may have need to contact you directly to collect on unpaid bills, mortgages or other reasons. Knowing your rights when it comes to dealing with banks and creditors could save you a significant amount of time and money. Tactics used by banks are intended to scare you or pay debts you may not have to in a forced manner. Ianelli Law can provide assistance when communicating with banks and credit card companies to protect your rights and establish a mutually acceptable agreement that may keep you in a better financial state.

Chapter 7

Even the hardest working people can find themselves in debt. Many times this could be caused by health reasons, job loss, divorce and other circumstances. Bankruptcy may provide an alternative solution to your current financial burdens. An experienced bankruptcy attorney and Ianelli Law can assist you with making this very important and informed decision. Your home, automobile and other material possessions could very well be retained during bankruptcy depending on your situation while we develop a plan to minimize your debt.

Chapter 13

When filing for bankruptcy under Chapter 13, Ianelli Law can assist with organizing your debt by working with creditors to give you the opportunity to repay some or all of the owed money; many times under better terms and lower interest rates. If you have a regular income, it is likely Ianelli Law can request on your behalf such adjustments or reductions. Ianelli Law will safeguard your interests while the Chapter 13 proceedings are carried out in court.

Mortgage Modification

Recessions, depressions and economic downswings bring with them opportunity. If you are in a situation where you may not be able to afford your current home mortgage payment, Ianelli Law can assist with the process of asking your mortgage company for a loan modification. If approved, you may be in a position to change the original terms of your mortgage to an agreed upon new payment schedule, interest rate or payment plan.

Stop Foreclosure

A bank who is threatening foreclosure cannot simply evict you from your home. Essentially the bank is stating that you broke your promise to pay your mortgage as agreed upon and requests that your home or property be sold at a foreclosure sale. There are legal proceedings that take place during the foreclosure process and Ianelli Law can identify the many opportunities to delay or stop the foreclosure altogether.

Stop Wage Garnishment

Wage garnishments can be a devastating setback to your financial plans and are, more often than not, used to pay uncollected taxes to the government, pay child support or alimony, pay a penalty for the commitment of a crime or to pay back creditors. There are proven and legal tactics that Ianelli Law can institute on your behalf to stop wage garnishment. Call us today for a free consultation on your specific financial options and how Ianelli Law can assist.